Medicare the right way
There is a wrong way to do this.We do it the right way.
We are a family-owned Medicare planning center. We sit down with you, face to face, and we never charge a fee.
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Your Medicare puzzle is different from everyone else’s
Every person’s Medicare situation is unique. Your doctors, your medications, your health needs, your budget — they’re all different from your neighbor’s. That’s why “just get on my plan” is terrible advice.
We sit down with you, look at your puzzle pieces, and put them together the right way.
Side by side
The wrong way and the right way
One thing only
Why does it matter that we only do Medicare?
Because Medicare is complicated — and it changes every year. The rules change. The plans change. The drug formularies change. The networks change.
If your agent also sells auto insurance, home insurance, life insurance and business insurance, how much time do you think they spend keeping up with Medicare?
We spend all of our time on it. It’s the only thing we do. That means when you sit down with us, you’re getting someone who lives and breathes Medicare — not someone who looked it up last week.
What they don’t tell you
Medicare the wrong way
You’ve seen the TV commercials. You’ve gotten the phone calls. Maybe you’ve even had a knock on the door. They all say the same thing: “You may be eligible for more benefits!” or “Call now to see if you qualify!”
Here’s what they’re not telling you. They don’t get paid unless they sign you up for a plan, or switch you to a different one. That’s how the system works. If they don’t make a change, they don’t make money. So what do you think happens when you call?
They push you into a plan. Fast. They don’t ask about your doctors. They don’t look at your medications. They don’t care about your personal situation. They need to get you enrolled and move on to the next call.
And here’s the worst part. Some of them will switch your plan without you even knowing. You think you’re just “reviewing your benefits” — and the next thing you know, your doctors aren’t covered anymore, your prescriptions cost more, and the person who did it to you is gone. You don’t have their number. You don’t know their name.
This happens to thousands of people every year. It’s not a scare tactic — it’s the reality of how the Medicare sales industry works. And 90% of them don’t offer lifetime support. Once you’re enrolled, you’re on your own.
That’s Medicare the wrong way.
Before you trust anyone
Three questions to ask — including us
Ask any Medicare agent these three questions. The answers will tell you everything you need to know.
Do you get paid the same no matter which plan I choose?
If the answer is no — or if they dodge the question — that’s a red flag. It means they have a financial incentive to steer you toward one plan over another. Every insurance company pays us the same. We have zero reason to push you toward anything. The only thing that matters is what fits your situation.
Will you still be here next year if I need help?
Most agents don’t offer lifetime service. They enroll you and move on. If something changes — your doctor leaves the network, your prescriptions change, your costs go up — you’re on your own. We review your plan every year. We’re here for the long haul.
Is Medicare the only thing you do?
A lot of agents sell auto, home, life and business insurance and “also do Medicare.” That’s like going to a general contractor to fix your plumbing. We do one thing: Medicare. Every day. It’s all we think about, all we study, and all we do.
The numbers don’t lie
What that adds up to
- 55+Years of combined Medicare experience
- 2006The year Chris and Jody started
- $0What our help costs you, ever
- 5 daysA week our door is open
Who we are
Family owned. Local. Face to face.
We’re not a call center. We’re not a franchise. We’re the Curtis family — Chris, Jody, Tanner and Emma — and we’ve been helping folks in the Dayton area navigate Medicare for over twenty years.
Our office is at 7030 Poe Avenue in Dayton. You can walk in. You can call. You can sit down with us and ask every question you have. That’s how Medicare should work.
We never charge for helping you plan your Medicare. That’s how it should be.
Ready when you are
Ready to do Medicare the right way?
Sit down with us at our Poe Avenue office. Bring your doctors and your prescription list. There is never a fee.
(937) 504-9999
